Saturday, November 30, 2013

Costs of Prenatal Care & Delivery

I came across this post from several months ago. Must have forgotten about it as it never made it past the draft stage.


Our insurance changed between Ben’s birth and this pregnancy so I called up the other day to see what we’d be on the hook for, money-wise. 

Back in 2010/2011 it looked like this:

Midwife appts: $20/visit
Birth (35 hr stay at birth center): $300
Total for Ben’s prenatal care and delivery: approx. $500

This time it’s a bit different as we’re shelling out 10% of total costs. Here are the current numbers for delivery at the Group Health Family Beginnings Birth Center:

Vaginal delivery: $14,000
C-Section: $29,000

wowza. 

Fourteen thousand doesn’t seem too wildly out of line. Last time we had a nice room, a nurse that was dedicated solely to our care (and acted like a labor coach), and a midwife. Following Ben’s delivery, he had his own nurse and an OBGYN came in to handle some of my health complications. There were frequent follow-up visits for both Ben and myself throughout the duration of our stay. And you can’t forget the awesome hospital food.

$29k for a c-section is a lot of dinero, however. Needless to say, we’ll be trying for vaginal birth #2!

Kids aren't cheap, eh? And this is only the beginning...

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Has anybody been following Will and Kate’s pregnancy? I can’t seem to help myself. Anxiously waiting to hear what name(s) they bestow upon the newest little royal. As for me, I’m hoping they have a girl. After two kings (Charles and William), they’ll be ready for a queen again! (update: well, we know that this turned out. All hail future King George!). 

xo,

Sonja





3 comments:

  1. No kidding. Right now I'm double-covered, but it still means one deductible has to be paid. But, come January 1, my lovely husband's work is cutting my health insurance, mandating a $200-$300 payment per month if we want to keep it. In the end, it's worth it for us to make the payment as le babe is expected in April. But, it's resulted in a lot of analysis of expenses, as we have my costs and the baby's costs to consider.

    Our expected labor/delivery expenses are about the same as yours. But those figures don't include the roughly $6000 in prenatal care. I'm thankful we have insurance... just really awful timing for my husband's work to cut benefits.

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  2. Oh Jessika, so sorry to hear about the cut benefits. I am always amazed at how much medical costs are for both employees and employers. It’s truly astounding.

    On the plus side, I’m glad to hear that our delivery costs are on par with yours - It’s always nice to know that you’re generally paying what everybody else is, right? :) I haven’t totaled up our pre-natal care for this year; I should probably get on that.

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  3. It's ok, is what it is. Poor timing though, but it'll be handled ok. It's amazing how things add up in pregnancy costs.

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